Privacy Policy
Last updated: June 1, 2025
1. Introduction
BuketMoney ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our loan services. Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.
2. Information We Collect
We may collect the following categories of personal information:
• Identity Data: Full name, date of birth, PAN card number, Aadhaar number.
• Contact Data: Email address, phone number, residential address.
• Financial Data: Income details, bank statements, credit history, existing loan information.
• Technical Data: IP address, browser type, device identifiers, cookies, and usage data.
• Communication Data: Emails, messages, or calls you exchange with our team.
We collect this data directly from you when you fill our application forms, communicate with us, or use our website.
3. How We Use Your Information
We use your personal data to:
• Assess your loan eligibility and process your application.
• Communicate updates, approvals, or queries related to your application.
• Share your information with partner banks and NBFCs for loan processing (with your consent).
• Comply with legal, regulatory, and KYC obligations under Indian law.
• Improve our website, services, and customer experience.
• Send promotional communications (only where you have opted in).
We do not sell your personal data to third parties for their own marketing purposes.
4. Data Sharing & Disclosure
We may share your information with:
• Lending Partners: Banks, NBFCs, and financial institutions for loan processing and approval.
• Credit Bureaus: CIBIL, Equifax, CRIF, or Experian for creditworthiness assessment.
• Technology Providers: Third-party platforms that support our operations (e.g. KYC services, cloud hosting), bound by confidentiality agreements.
• Regulatory Authorities: As required by applicable law, RBI guidelines, or court orders.
All third parties are required to maintain the confidentiality of your information and may only use it for the specified purpose.
5. Data Security
We implement industry-standard security measures including SSL/TLS encryption, access controls, data masking, and regular security audits to protect your information. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.
6. Data Retention
We retain your personal data for as long as necessary to fulfil the purposes outlined in this policy, or as required by applicable law. Loan-related records are typically retained for a minimum of 8 years post-closure in line with RBI regulations.
7. Your Rights
Subject to applicable law, you have the right to:
• Access the personal data we hold about you.
• Request correction of inaccurate or incomplete data.
• Withdraw consent for processing (where consent is the basis).
• Request deletion of data where legally permissible.
• Lodge a complaint with the relevant data protection authority.
To exercise any of these rights, please contact us at privacy@buketmoney.com.
8. Cookies
Our website uses cookies to enhance your browsing experience, analyse traffic, and understand user behaviour. You may configure your browser to refuse cookies; however, some features of our website may not function correctly as a result.
9. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.
10. Changes to This Policy
We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with a revised "last updated" date. Continued use of our services after any modification constitutes your acceptance of the updated policy.
11. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact:
BuketMoney Privacy Team
Email: privacy@buketmoney.com
Phone: +91 83750 49669
Address: A 18 BLOCK A SANGAM VIHAR MANGAL BAZAR ROAD 110062